Bulk purchase annuities (BPA) market services
At 4most, we have a proven track record of working with bulk purchase annuities (BPA) providers on many aspects of their pricing, reserving and capital processes. We have an experienced team of actuaries, investment, data and process specialists able to work with your teams to deliver better pricing and help you become more efficient.
We’re on a mission
4most has a mission to “help insurers write one more BPA deal a month.” The UK has a very active bulk purchase annuities market, with over 10 UK life insurers now competing each year for 250+ transactions worth over £40bn. BPA markets also exist in Ireland, Netherlands, Nordics, North America and elsewhere. By leveraging 4most’s expertise, BPA clients can benefit from specialist resources and solutions, helping them to become more efficient and offer better and more accurate pricing.
Project Resourcing
The biggest challenge for many BPA providers is competition for talent. That’s why 4most is here to help with a range of skilled people, resources and solutions.
Pricing, Reserving & Matching Adjustments
4most helps BPA insurers improve the accuracy and efficiency of pricing & reserving models, with a number of recent project successes.
Data & Process Transformation
4most specialises in actuarial modelling, transformations and process improvement. We combine cutting edge solutions with a cost-effective approach.
Key contacts
Didn’t find what you were looking for?
Get in touchInsights
Ruya Bank partners with 4most to deliver IFRS 9 ECL framework and ongoing execution support
24 Feb 26 | Banking
4most named as a supplier on Crown Commercial Service’s Digital Outcomes Specialist 7 RM1043.9 framework
23 Feb 26 | Data
Matching Adjustment adoption in Ireland: Why 2026 could be the breakthrough year
20 Feb 26 | Insurance
Interest-only mortgages under review: Increased regulatory scrutiny for Dutch banks
29 Jan 26 | Banking