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Bulk purchase annuities (BPA) market services

At 4most, we have a proven track record of working with bulk purchase annuities (BPA) providers on many aspects of their pricing, reserving and capital processes. We have an experienced team of actuaries, investment, data and process specialists able to work with your teams to deliver better pricing and help you become more efficient.

We’re on a mission

4most has a mission to “help insurers write one more BPA deal a month.” The UK has a very active bulk purchase annuities market, with over 10 UK life insurers now competing each year for 250+ transactions worth over £40bn. BPA markets also exist in Ireland, Netherlands, Nordics, North America and elsewhere. By leveraging 4most’s expertise, BPA clients can benefit from specialist resources and solutions, helping them to become more efficient and offer better and more accurate pricing.

01
Project Resourcing

The biggest challenge for many BPA providers is competition for talent. That’s why 4most is here to help with a range of skilled people, resources and solutions.

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02
Pricing, Reserving & Matching Adjustments

4most helps BPA insurers improve the accuracy and efficiency of pricing & reserving models, with a number of recent project successes.

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03
Data & Process Transformation

4most specialises in actuarial modelling, transformations and process improvement. We combine cutting edge solutions with a cost-effective approach.

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