LUMOS – Interactive Monitoring Tool
Our award-winning interactive monitoring tool, LUMOS, allows for a quicker, more efficient and structured application for evaluating models, strategy, and regulatory components. You can use LUMOS for monitoring across the full model lifecycle.
What’s on offer?
Monitoring and validation
LUMOS comes with industry standard monitoring and validation functionality for both traditional and Machine Learning models, presenting an instant view of how models are tracking against KPIs.
Quick and effective analysis
With user-friendly access to the underlying data, you can produce ad hoc queries quickly and effectively. This means more skilled resources can focus on analysis and interpretation of results, rather than writing and running code or preparing reports.
Forecasting and stress testing
Interactively explore forecasts and compare the impact of different scenarios on key metrics. Leverage our options to flex stress scenarios, parameters, inputs and business assumptions, enabling instant access to the results of any sensitivity analysis.
IFRS 9 model monitoring
Monitoring and validation of accuracy, stability and discrimination for all IFRS 9 model components enables an efficient suite of MI which can confirm whether your models are fit for purpose and performing within the expected thresholds.
Detailed analysis and MI
With reporting down to account level for scorecards, PD, EAD, LGD, and staging, you can more quickly gain insight into actual ECL movements and their drivers. Use this power to gain a deeper understanding of originations, closures, staging trends and model components.
Why choose 4most?
270+ IFRS 9 projects
We’ve worked on hundreds of IFRS 9 projects for a wide range of clients. We know the standard, and many others, inside out.
250+ consultants
Each with our own specialisms, experience, and insights. When you work with one of us, you work with all of us.
Trusted 100%
Our track record speaks for itself. In our most recent Client Satisfaction Survey, every single one of our clients recommended us.
Tailored to you
We take the time to understand your unique challenges so that we can deliver bespoke solutions that truly make a difference.
True specialists
There’s experts, and then there’s specialists. We live and breathe risk analytics consulting every day, which means we stay in tune with the latest trends.
Key contacts
Torgunn Ringsjø
Toby Munson
“LUMOS has provided an efficient monitoring solution for our modelling teams, removing a lot of time-consuming coding and analytics and giving us an insightful and efficient monitoring platform.”
