Our clients

From challenger banks to global financial providers, we are the consultancy of choice for a number of leading organisations around the globe.

Big names, bigger results

At 4most, we pride ourselves on delivering insights that make an impact. Here’s just a few of the household names and renowned financial institutions we’ve worked with over the years.

Trusted for a reason

Our clients choose us for one simple reason: our specialists. Every member of our team brings their own unique skill set to the table, and uses it to get the best possible results for our clients, every time.

Discover how our team is making a difference far and wide by reading the case studies below.

A comprehensive model validation report

Model Risk Management | UAE

The DFSA, DP World Trade Finance’s regulator, requires a formal validation process to ensure they remain accurate and fit for purpose. That’s exactly where 4most entered the equation.

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Making complex IFRS 9 models, easy

IFRS 9 (Banking) | UK

A diverse mortgage portfolio. Enhanced scorecards. And dynamic IFRS 9 models. Discover how we helped Hampshire Trust Bank make expert judgements with a process they could believe in.

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More credit, but with less risk

Origination & Decisioning | Europe

The challenge? Maintain auxmoney’s current acceptance rate while simultaneously demonstrating a reduction in losses. Our solution? To go one step further.

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A stronger IRB approach to credit risk

IRB | UK

For many years, we’ve supported one of the UK’s leading retail lenders to adapt to stringent regulatory changes. Here’s how we strengthened its internal ratings-based (IRB) approach to credit risk, together.

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Manual underwriting meets ML automation

Origination & Decisioning | Global

Could machine learning (ML) hold the secret to boosting automation and achieving better compliance in a highly-regulated market? Yes. Here’s what we discovered in the process.

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