Our clients
From challenger banks to global financial providers, we are the consultancy of choice for a number of leading organisations around the globe.
Big names, bigger results
At 4most, we pride ourselves on delivering insights that make an impact. Here’s just a few of the household names and renowned financial institutions we’ve worked with over the years.
Trusted for a reason
Our clients choose us for one simple reason: our specialists. Every member of our team brings their own unique skill set to the table, and uses it to get the best possible results for our clients, every time.
Discover how our team is making a difference far and wide by reading the case studies below.
A comprehensive model validation report
Model Risk Management | UAE
The DFSA, DP World Trade Finance’s regulator, requires a formal validation process to ensure they remain accurate and fit for purpose. That’s exactly where 4most entered the equation.
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Making complex IFRS 9 models, easy
IFRS 9 (Banking) | UK
A diverse mortgage portfolio. Enhanced scorecards. And dynamic IFRS 9 models. Discover how we helped Hampshire Trust Bank make expert judgements with a process they could believe in.
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More credit, but with less risk
Origination & Decisioning | Europe
The challenge? Maintain auxmoney’s current acceptance rate while simultaneously demonstrating a reduction in losses. Our solution? To go one step further.
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A stronger IRB approach to credit risk
IRB | UK
For many years, we’ve supported one of the UK’s leading retail lenders to adapt to stringent regulatory changes. Here’s how we strengthened its internal ratings-based (IRB) approach to credit risk, together.
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Manual underwriting meets ML automation
Origination & Decisioning | Global
Could machine learning (ML) hold the secret to boosting automation and achieving better compliance in a highly-regulated market? Yes. Here’s what we discovered in the process.
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Our services
Got a challenge we can help with? Take a look at how we can solve it with our range of bespoke credit risk and insurance solutions.
Explore servicesInsights
Breaking down the impact of M&A on IFRS 17 reporting: A Comprehensive IFRS 17 Framework for Business Combinations
22 Apr 26 | Insurance
The Renters’ Rights Act: What 2026 holds for landlords’ costs and the impact on buy-to-let (BTL) affordability
09 Apr 26 | Banking
Is your firm ready for the upcoming changes required for credit reference agency (CRA) reporting?
31 Mar 26 | Banking
