Our clients
From challenger banks to global financial providers, we are the consultancy of choice for a number of leading organisations around the globe.
Big names, bigger results
At 4most, we pride ourselves on delivering insights that make an impact. Here’s just a few of the household names and renowned financial institutions we’ve worked with over the years.
Trusted for a reason
Our clients choose us for one simple reason: our specialists. Every member of our team brings their own unique skill set to the table, and uses it to get the best possible results for our clients, every time.
Discover how our team is making a difference far and wide by reading the case studies below.
Releasing experts with intelligent modelling
Hampshire Trust Bank required dynamic IFRS 9 models, aligned with the niche lending they were underwriting. Here’s how our Knowledge Elicitation Process delivered when it mattered.
Read case studyEnhancing decisioning for deeper margins
The challenge? Maintain and improve the current acceptance rate of new loans. The solution? An optimised, single-scorecard approach, while demonstrating a reduction in losses.
Read case studyBuilding stronger foundations for IRB
A well-known, leading UK retail lender was undergoing complex challenges as it modernised under stringent regulatory changes. Enter our multi-faceted, strategic approach.
Read case studyHarnessing ML for optimised acquisition
Find out how we used machine learning to boost automation, achieve better compliance, and ultimately reduce underwriting effort by up to 80% for our client.
Read case studyOur services
Got a challenge we can help with? Take a look at how we can solve it with our range of bespoke credit risk and insurance solutions.
Explore services