2025 IFRS 9 benchmark for Dutch banks

4most are excited to present, in collaboration with VB Risk Advisory, our new IFRS 9 benchmark for the dutch banking sector.

We explore the 2024 annual reports of 11 Dutch banks, offering a comprehensive overview of the key insights you need to know. We also analyse the Pillar 3 reports of 36 Tier 1 European banks to show how ING, Rabobank and ABN AMRO compare and where they stand in the wider European landscape.

Click below to access the full report

Contents

• Scoping and sample
• Stage 2 exposure
• Stage 3 exposure
• Coverage ratio
• Overlays
• Mortgage deep dive
• Piller 3
• Summary
• About us
• Appendix