ANTI-SLAVERY AND HUMAN TRAFFICKING STATEMENT
This document was last updated on the 20th January 2026.
- Introduction
Modern slavery continues to be a priority for 4most to ensure that we trade ethically, source responsibly and work to prevent modern slavery and human trafficking throughout our organisation and in our supply chain.
- Organisation’s business and structure
4most (Europe) Limited is a global credit risk analytics and actuarial consultancy. We are part of the 4most Group and have our head office in England. Our ultimate parent company is Sandcastle Holdco Limited.
We have subsidiaries based in each of Ireland, India, Netherlands and the UAE.
The 4most Group has over 250 employees worldwide and a global annual turnover for the year ending September 2025 of c.£37.4m.
If you would like to find out more about our business, please click 4most | Redefining Global Consulting.
- Our supply chain
In the 24/25 FY, the 4most Group had no documented cases of modern slavery.
Our supply base is comprised of suppliers in the professional service sectors such as legal, tax, accounting, property, recruitment, marketing and suppliers of IT software and office equipment and facilities. Our suppliers are mainly located in the UK. However, we have some professional advisors in the other countries we operate in.
We consider our sector and the type of services we purchase to be low risk.
- Our policies
We have the following policies in place relevant to modern slavery, which we continuously review and update:
- Sustainable Purchasing Policy. This policy is to ensure the buying practices of 4most are effective, transparent, fair and in line with all applicable laws and regulations.
- Business Partner Code of Conduct. This code builds upon these principles by ensuring that our supply chain partners adhere to ethical labour practices, environmental sustainability, and social responsibility.
- Employee Code of Conduct. This policy establishes clear expectations for the conduct of our employees. It underscores the importance of fair labour practices, non-discrimination and the prohibition of any form of exploitative labour.
- Whistleblowing Policy. This policy is to encourage staff to report suspected wrongdoing as soon as possible and provide staff with guidance as to how to raise these concerns.
- Preventing modern slavery in our business
We have a dedicated compliance team, which consists of involvement from the following departments:
- Compliance
- Legal
- Human resources
- Finance
- Operations
At the start of every supplier relationship, we undertake due diligence on the supplier, so we know who is working for us, or on our behalf. Our due diligence checks include KYC, PEP, sanctions screening and adverse media. We use an intelligent search company to continually monitor our suppliers. Enhanced due diligence is also undertaken on those suppliers in high-risk countries or where there are unknown circumstances associated with the supplier, beneficial owner or wider business relationship or transaction.
All suppliers are selected in accordance with our Sustainable Purchasing Policy. All suppliers are also required to confirm compliance with our Business Partner Code of Conduct or demonstrate compliance in another way.
We make concerted efforts to foster responsible relationships with our suppliers. For example, every supplier has a 4most relationship manager who is responsible for ongoing relationship management.
Together, these practices are designed to:
- Establish and assess areas of potential risk in our business and supply chains.
- Monitor potential risk areas in our business and supply chains.
- Reduce the risk of slavery and human trafficking occurring in our business and supply chains.
- Provide adequate protection for whistleblowers.
- Our effectiveness in combating slavery and human trafficking
Over the past year, we have embedded our Sustainable Purchasing Policy, incorporated anti-slavery and human trafficking clauses into supplier contracts and delivered training to all staff to raise awareness of modern slavery risks. These actions will continue to be maintained and actioned on an ongoing basis.
In addition, we became B Corp Certified in March 2025 reinforcing our commitment to high standards of social and ethical performance, including respect for human rights across our operations and supply chain.
- Further steps
Following a review of the effectiveness of the steps we have taken this year to ensure that there is no slavery or human trafficking in our supply chains we intend to take the following further steps to combat slavery and human trafficking:
- Embed a new RFP process within the business to recognise that unsustainably low pricing can be an indicator of labour exploitation and therefore assess value for money not solely on cost, but also on suppliers’ labour practices, use of subcontractors and commitment to fair and lawful employment standards.
- Continue to include explicit anti-slavery and human trafficking clauses in our contracts with suppliers.
- Continue to provide comprehensive compliance and ethics training to our staff at the start of their employment and annually thereafter.
- Review and refine KPIs to ensure they effectively measure progress and develop a meaningful reporting framework to demonstrate performance against these indicators.
- Regularly update and strengthen our internal policies related to modern slavery and human trafficking.
- Regularly review and update this statement highlighting achievements and areas for improvements.
- Accountability
This statement is made in accordance with section 54(1) of the Modern Slavery Act 2015 and constitutes the 4most Group’s slavery and human trafficking statement for the financial year commencing 1 October 2024 and ending 30 September 2025.
This statement was approved by the Board of Sandcastle Holdco Limited on 7 January 2026.
If you have any comments on this statement or would like to report any matter relating to it, please email legal@4-most.co.uk.