Pricing, Reserving & Matching Adjustments
At 4most, we help BPA insurers improve the accuracy and efficiency of pricing and reserving models. Recent projects include building and testing of pricing models, IFRS 17 reporting, internal model development, matching adjustment optimisation, credit risk and inflation calibrations, and Solvency UK implementation. We have also helped improve reinsurance pricing models, software reporting tools, production processes alongside reviewing model code.
What we offer
Internal & proxy models
Our team helps BPA insurers to improve, update and refine internal and proxy models. Recent projects include inflation calibration, credit risk model changes, development of counterparty risk models for funded reinsurance and proxy model development.
Pricing
4most specialises in developing, updating and streamlining pricing models. We carry out experienced analysis to optimise assumptions, advising on new technology, testing model updates and integrating IFRS17 metrics. We also document processes, provide training and facilitate internal communications.
Matching adjustment
Our expert investment team is skilled in identifying asset eligibility and optimising portfolios. We help BPA insurers optimise their capital position and improve scenario run times to minutes. We also provide enhanced management information to support ALM decisions.
IFRS 17
Our experienced actuaries have worked on IFRS 17 projects since 2017, including for FTSE 100 insurers. We support on all aspects of IFRS 17 model design, internal guidance and external reporting, stress and scenario testing as well as IFRS 9 and equity walk disclosures.
Why choose 4most?
70+ actuaries
With generations of regulatory expertise between them. We understand all the metrics for success within the insurance world.
Trusted 100%
Our track record speaks for itself. In our most recent Client Satisfaction Survey, every single one of our clients recommended us.
Tailored to you
We take the time to understand your unique challenges so that we can deliver bespoke solutions that truly make a difference.
True specialists
There’s experts, and then there’s specialists. We live and breathe risk analytics consulting every day, which means we stay in tune with the latest trends.
Key contacts
Naomi Venables
Daniel Gill
“4most has a mission to help individual BPA insurers write one more deal a month. Our skilled resources help providers become more efficient, optimise pricing and implement changes.”
Got a question about our Pricing, Reserving & Matching Adjustments service?
Get in touchInsights
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