Project Resourcing
The biggest challenge for many BPA market providers is competition for talent and having sufficient skilled people to process transactions. To combat this, 4most provides specialists who can support insurers across all aspects of their BPA activity. We can help on pricing, reserving, asset optimisation, data, processes, transformations, and we can do so by embedding our experts in your team or on an outsourcing, contract or secondment basis.
What we offer
Experienced actuarial resource
4most has a team of 70 actuaries who are experienced in delivering projects across the insurance industry. Our actuarial teams can work on a project basis, on short-term and long-term secondments, or as part of outsourcing arrangements with insurers.
Data specialists
We offer a highly experienced team of data specialists who provide expertise to insurers and banks. Our specialities include Data Governance, Architecture and Analytics, and we have led consulting engagements across CIO, Operations, Risk, Customer, Finance, Actuarial and Sustainability.
Investment expertise
Our experts in capital optimisation have pioneered the development of fixed income portfolio optimisation and asset allocation solutions for annuity funds, particularly for matching adjustments. Our team contributed to the Bank of England’s Solvency II regulation program.
Flexible ways of working
4most combines extensive domain knowledge, flexible ways of working and consideration of your company culture to deliver exactly what you’re looking for. We provide detailed implementation plans and effective knowledge transfer, ensuring your teams are empowered to take solutions forward.
Why choose 4most?
70+ actuaries
With generations of regulatory expertise between them. We understand all the metrics for success within the insurance world.
Trusted 100%
Our track record speaks for itself. In our most recent Client Satisfaction Survey, every single one of our clients recommended us.
Tailored to you
We take the time to understand your unique challenges so that we can deliver bespoke solutions that truly make a difference.
True specialists
There’s experts, and then there’s specialists. We live and breathe risk analytics consulting every day, which means we stay in tune with the latest trends.
Key contacts
Naomi Venables
Daniel Gill
“4most has a mission to help individual BPA insurers write one more deal a month. Our skilled resources help providers become more efficient, optimise pricing and implement changes.”
Got a question about our Project Resourcing service?
Get in touchInsights
Balancing innovation and risk: PRA on funded reinsurance and the rapid evolution of the BPA market
03 Oct 25 | Insurance
4most to present on the evolution of the Irish BPA market at the 2025 SAI Life Conference
12 May 25 | Insurance
Closing liquidity reporting gaps: The PRA’s proposed reforms for life insurers
04 Mar 25 | Insurance
Expert Q&A: the rapid evolution of the BPA market in 2024 and outlook for 2025
21 Jan 25 | Insurance
