Modelling
With greater computer processing power, Artificial Intelligence, and open-source development platforms, there are endless opportunities to develop and leverage sophisticated insurance models in driving your business. We help our clients develop, automate, and optimise their asset, liability, and capital models.
What we offer
Requirements and design
We use our deep expertise to design bespoke modelling solutions and optimised model specifications that will integrate smoothly into your operational and reporting processes. Active engagement with your SMEs ensures requirements are defined, business needs are met and outcomes are achieved.
Development
Our experienced actuaries build high-performance, compliant regulatory models to meet your needs. This includes development and optimisation of models built in a range of traditional and non-traditional actuarial platforms including Prophet, RAFM, Pathwise, Tyche and Python.
Testing
Our experts develop robust test plans to ensure business requirements are met, and results are understood. We have experience in the design of end-to-end testing strategies, from early-stage unit-testing, through to system integration, dry-run and user / business acceptance testing.
Optimisation & innovation
We use our vast experience to optimise deterministic and stochastic models, reducing runtime, memory consumption, and run costs. Every member of our team is actively engaged in the latest technologies, and we are passionate about exploring new strategies and delivering ahead of the curve.
Internal governance and business readiness
We can support you to establish robust model governance and sign-off processes, aiding audit compliance and ongoing model validation. We are uniquely equipped to deliver training on new platforms and provide successful handovers of new developments and processes into BAU.
Regulatory sign-off
We have a proven track record of support with the definition and production of robust model documentation, as well as providing guidance on regulatory applications linked to model change.
Why choose 4most?
70+ actuaries
With generations of regulatory expertise between them. We understand all the metrics for success within the insurance world.
Trusted 100%
Our track record speaks for itself. In our most recent Client Satisfaction Survey, every single one of our clients recommended us.
Tailored to you
We take the time to understand your unique challenges so that we can deliver bespoke solutions that truly make a difference.
True specialists
There’s experts, and then there’s specialists. We live and breathe risk analytics consulting every day, which means we stay in tune with the latest trends.
Key contacts
“Having access to modelling experts from 4most’s extensive team of consultants has helped us challenge and improve our model suite, improving our overall approach to governance and validation.”