Commercial Lines Pricing
Commercial lines insurance classes with their unique risk characteristics are always a challenge to price accurately. But with our rich industry experience and actuarial expertise, we can provide highly-effective pricing solutions — all customised to our clients’ requirements.
What we offer
Enhanced predictive power
Looking to build loss forecasting models which capture the unique risk-profile of each account in your commercial book, under each product line? We can help. For commercial property, we account for the climate risk element through nuanced geospatial analysis.
Pricing and underwriting reviews
We’ve helped many of our clients to perform their annual or quarterly pricing and underwriting reviews, ultimately streamlining their decision-making process for the better.
Rate monitoring and profitability analysis
Our experienced actuaries develop elegant dashboards to facilitate easy monitoring of your claims experience and profitability metrics. With this, we assess rate adequacy and spot areas of the business with potential concerns / room for improvement.
Rate monitoring and profitability analysis
Our experienced actuaries develop elegant dashboards to facilitate easy monitoring of your claims experience and profitability metrics. With this, we assess rate adequacy and spot areas of the business with potential concerns / room for improvement.
Process transformation
Want to improve the efficiency and accuracy of your in-house processes? By choosing our process transformation initiatives, we’ll help you to incorporate best practices in the pricing framework and help enhance the efficiency of your actuarial processes.
Client centric culture
Client centric culture is central to our business. Our solutions come with clearly written user-manuals and committed after-sales support, all with the aim of enhancing the user experience — so that you can meet your targets and achieve success.
Why choose 4most?
70+ actuaries
With generations of regulatory expertise between them. We understand all the metrics for success within the insurance world.
Trusted 100%
Our track record speaks for itself. In our most recent Client Satisfaction Survey, every single one of our clients recommended us.
Tailored to you
We take the time to understand your unique challenges so that we can deliver bespoke solutions that truly make a difference.
True specialists
There’s experts, and then there’s specialists. We live and breathe risk analytics consulting every day, which means we stay in tune with the latest trends.
Key contacts
Naomi Venables
Padraic Clarke
“4most’s consultants have fit seamlessly into our team, enabling reduction of critical paths and a clearer route to project completion. Their approach to collaboration is a breath of fresh air.”
