Analytics consulting products
From an award-winning monitoring tool to a comprehensive range of affordability services, we have designed and built a number of bespoke analytics consulting products at 4most. Take a closer look at what’s on offer below.Affordability Modelling Services
We offer a comprehensive range of affordability services and products to providers of both secured and unsecured lending. Take a closer look at what’s on offer with 4most.
Economic Forecasting, Stress Testing, and Modelling
Our economics offering is designed to give you reassurance and peace of mind. We look further and deeper to understand emerging risks so you can make the right choices for your business.
LUMOS – Interactive Monitoring Tool
Discover a quicker, more efficient and structured application for evaluating models, strategy, and regulatory components with LUMOS. Award-winning and user-friendly, you can use LUMOS for monitoring across the full model lifecycle.
Matching Adjustment Tool
We offer an annuity portfolio optimisation tool that maximises the Matching Adjustment within given constraints, including PRA tests. Take a closer look at how you can improve capital positions under stress and automate management actions.
Model Management Tool (Focus)
Focus is our very own specialist model inventory tool. It’s controlled, regulatory compliant and auditable, providing a more structured means of managing key model lifecycle phases.
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EBA publish final ‘Guidelines on Environmental Scenario Analysis’: What European banks need to know about the future of managing ESG risks
19 Dec 25 | Banking
Solvency II Level 2 Review finalised: What insurers should focus on before 2027
17 Dec 25 | Insurance
Effectively managing climate-related risks: What banks and insurers need to do under PRA’s updated supervisory statement (SS5/25)
12 Dec 25 | Banking
