Affordability Modelling Services Archives

UK

FCA unveil their long-awaited plans to regulate the Buy Now, Pay Later (BNPL) sector in 2026

04 Jun 25 | Banking

UK

Ofgem’s latest energy cap rise adds pressure on household budgets, with wider increases to come

28 Feb 25 | Banking

UK

Consumer spending on gas and electricity in 2024 was 26.5% above pre-cost-of-living crisis levels

10 Feb 25 | Banking

UK

Emerging consumer trends: the challenge of modelling affordability

20 Oct 24 | Banking

UK

Energy Performance Certificates (EPCs): How can they impact Affordability?

08 Mar 24 | Banking

UK

Credit Risk Appetite: Changing Product Dynamics

12 Feb 24 | Banking

UK

What’s Your Credit Risk Appetite?

30 Jan 24 | Banking

UK

IFRS 9 – Approaches to assessing affordability

02 Nov 23 | Banking

UK

4most Wins National Credit Awards Prize for Best Use of Technology – Significant Advancements in Modelling Borrower Affordability in Lending Decisions

23 Oct 23 | Banking

UK

4most’s Quarterly Economic Briefing

05 Oct 23 | Banking

UK

Tackling the Vulnerable Customer Challenge

29 Sep 23 | Banking

UK

The Bank of England Raises Interest Rates to 5%: How accurate is your modelled expenditure during these fast-changing times?

21 Jul 23 | Banking

UK

Early insights for Lenders: The Mortgage Charter

07 Jul 23 | Banking

UK

Register for our Quarterly Economics Briefing

04 Jul 23 | Banking

UK

Testing Times for Testing Affordability

12 Jun 23 | Banking

UK

Consumer Duty, BNPL, and the FCA Consumer Information Market Study (CIMS); a BIG year for credit reporting

24 Mar 23 | Banking

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