Operating Model
At 4most, we bring a holistic approach to our Operating Model service, designed specifically for insurance companies. Our expertise lies in guiding insurers through strategic changes, ensuring they remain agile and competitive in the dynamic financial landscape.
What we offer
Data and systems integration
Our experienced team of actuaries delivers seamless integration of data and systems. This results in a harmonised environment that enhances operational efficiency and supports strategic decision-making.
Business process redesign
We excel in redesigning business processes, identifying efficiencies, and implementing changes to optimise workflows, reduce costs, and enhance overall operational effectiveness.
Governance enhancement
We provide a strategic review of governance frameworks, implementing robust structures to ensure compliance, risk mitigation, and strategic alignment within your business — without compromising on agility and pragmatism.
Strategic risk management
We specialise in strategic risk management, providing comprehensive reviews and developing frameworks that align with organisational objectives. Our goal is to help you enhance resilience to market fluctuations and enable informed management decision making.
Innovation integration
Our technology foundation allows us to bring innovation into operating models, identifying and implementing cutting-edge technologies and practices to stay ahead of industry trends.
Why choose 4most?
70+ actuaries
With generations of regulatory expertise between them. We understand all the metrics for success within the insurance world.
Trusted 100%
Our track record speaks for itself. In our most recent Client Satisfaction Survey, every single one of our clients recommended us.
Tailored to you
We take the time to understand your unique challenges so that we can deliver bespoke solutions that truly make a difference.
True specialists
There’s experts, and then there’s specialists. We live and breathe risk analytics consulting every day, which means we stay in tune with the latest trends.
Key contacts
Hana Drake
Naomi Venables
“Having access to diverse and experienced consultants who have lived the changes we needed to make has helped immeasurably in making smart decisions about how we work going forwards.”
Got a question about our Operating Model service?
Get in touchInsights
Implications of the Silicon Valley Bank collapse on the management of Held to Maturity (HTM) assets and overall bank liquidity risk management
03 Jan 24 | Market Risk
PRA PS17/23 Compliance: Summary of key changes, implications, and what banks should be doing
14 Dec 23 | Banking
System-Wide Exploratory Scenario (SWES) Unveiled: Navigating Market Risks & Financial Dynamics
12 Dec 23 | Market Risk
Ensuring Fair Treatment: The FCA’s Review of Terminal Illness Benefits in Life Insurance
22 Nov 23 | Insurance
Sign up to our webinar Data Management and its role in effective Model Risk Management on 28 November
13 Nov 23 | Data
