Analytics consulting products
From an award-winning monitoring tool to a comprehensive range of affordability services, we have designed and built a number of bespoke analytics consulting products at 4most. Take a closer look at what’s on offer below.Affordability Modelling Services
We offer a comprehensive range of affordability services and products to providers of both secured and unsecured lending. Take a closer look at what’s on offer with 4most.
Economic Forecasting, Stress Testing, and Modelling
Our economics offering is designed to give you reassurance and peace of mind. We look further and deeper to understand emerging risks so you can make the right choices for your business.
LUMOS – Interactive Monitoring Tool
Discover a quicker, more efficient and structured application for evaluating models, strategy, and regulatory components with LUMOS. Award-winning and user-friendly, you can use LUMOS for monitoring across the full model lifecycle.
Matching Adjustment Tool
We offer an annuity portfolio optimisation tool that maximises the Matching Adjustment within given constraints, including PRA tests. Take a closer look at how you can improve capital positions under stress and automate management actions.
Model Management Tool (Focus)
Focus is our very own specialist model inventory tool. It’s controlled, regulatory compliant and auditable, providing a more structured means of managing key model lifecycle phases.
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Ruya Bank partners with 4most to deliver IFRS 9 ECL framework and ongoing execution support
24 Feb 26 | Banking
4most named as a supplier on Crown Commercial Service’s Digital Outcomes Specialist 7 RM1043.9 framework
23 Feb 26 | Data
Matching Adjustment adoption in Ireland: Why 2026 could be the breakthrough year
20 Feb 26 | Insurance
Interest-only mortgages under review: Increased regulatory scrutiny for Dutch banks
29 Jan 26 | Banking