Capital & Liquidity Management
Our team of seasoned practitioners help clients address critical capital and liquidity management requirements in a timely and cost-effective manner. We provide support for regulatory projects to achieve Basel and local regulatory compliance in the UK, Europe and the Middle East.
What we offer
Independent model validation
We support our clients in the independent validation of ALM, LCR/NSFR, FTP/LTP and stress testing models, as per regulatory standards and internal policy requirements. Our experience brings industry best practice and a holistic view across a range of model types.
Model development and documentation
Our experienced consultants can develop FTP/LTP, LCR/NSFR, balance sheet optimisation and stress testing models in Python, R and QRM. Our proven track record in delivering auditable model inventories and interactive documentation is key to our robust regulatory attestation processes and ongoing model monitoring.
Business transformation
We are capable of supporting banks across the change lifecycle for capital and liquidity management, from requirements definition to production deployment. With 4most, you can enable Basel and local regulatory compliance, close internal audit findings, reduce costs and enhance flexibility, process efficiency and auditability.
Regulatory gap assessment
We’ll support you in regulatory self-assessment, attestation and gap assessment against Basel, PRA, ECB/EBA and CBUAE rules, including ICAAP/ILAAP and recovery plan reviews. Use our experience to formulate robust roadmaps and achieve successful regulatory compliance and findings remediation.
Capital reporting
Design and implement data processes/controls and drilldown for capital and liquidity metrics. Our experience enables banks to deliver interactive dashboards, satisfy timely regulatory reporting obligations and identify balance sheet optimisation opportunities.
Why choose 4most?
250+ consultants
Each with our own specialisms, experience, and insights. When you work with one of us, you work with all of us.
Trusted 100%
Our track record speaks for itself. In our most recent Client Satisfaction Survey, every single one of our clients recommended us.
Tailored to you
We take the time to understand your unique challenges so that we can deliver bespoke solutions that truly make a difference.
True specialists
There’s experts, and then there’s specialists. We live and breathe risk analytics consulting every day, which means we stay in tune with the latest trends.
Key contacts
Ram Ananth
Dinesh Kumar
“4most’s team of seasoned risk practitioners enabled us to meet regulatory obligations and business objectives in a timely and cost-effective manner.”
Got a question about our Capital & Liquidity Management service?
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