Economic Forecasting, Stress Testing, and Modelling
When today’s economic environment is full of challenges, take one less risk with our experienced economics team. Understand risk and plan for the future with our stress testing, forecasting and economic modelling services — all carefully tailored to your business needs.
What we offer
Informed decisions, made easier
Our economic forecasting, stress testing, and modelling services give you the tools and analysis needed to make more informed decisions. Identify risks quicker, interpret them better, and respond to them more effectively.
Insights on your doorstep
Sign up for our flexible subscription service and receive bespoke monthly economic outlook packs and early warning indicators — all focusing on the economic insights that are most important to you. Find out more by downloading our flyer.
Quarterly scenarios
Every quarter, we’ll deliver a comprehensive range of economic scenarios for you to use in IFRS 9 and stress testing. Just like everything else, we’ll make sure they’re tailored to your specific vulnerabilities.
Economic models
Whether you need us to validate your existing econometric models, or create new ones entirely, we specialise in building models to help you project expected credit losses and risk-weighted assets.
Climate risk included
We have extensive amounts of experience building bespoke climate risk models which help to examine and understand portfolio behaviour for regulatory purposes.
In-depth analysis
For the ultimate level of analysis, we provide bespoke presentations to senior management, delivered by our Chief Economist.

Download our Economic Briefing Flyer
Take a deep dive into your key economic drivers and discover the true power of accurate, timely and tailored information.
DownloadWhy choose 4most?
Experienced
Our experienced economics team boasts decades of knowledge and insight across economic forecasting, credit risk and stress testing.
A strong track record
You can trust us. Our econometric models are embedded in loss forecasting in a wide range of lenders.
Tailored to you
We offer bespoke modelling and consultancy catered to your exact needs and communicate clearly to key stakeholders.
Flexible but dedicated
We’ll act as your very own in-house economics team, providing support when you need it most.
Key contacts
“We have been using 4most’s Economic Subscription Service for years – we appreciate how it digs further and delivers bespoke insights relevant to the changing needs of our business.”
Got a question about our Economic Forecasting, Stress Testing, and Modelling service?
Get in touchInsights
Ofgem’s latest energy cap rise adds pressure on household budgets, with wider increases to come
28 Feb 25 | Banking
Thematic feedback from the 2022/2023 round of written auditor reporting – Climate Risks
10 Oct 23 | Banking